Sanchaya

For savings groups

Group savings everyone can follow

When several people save together, the hardest part is often keeping a shared, current record. Sanchaya helps the group see contributions, balances, and payouts without relying on memory.

Why a shared savings record matters

A savings group needs more than a total amount. Members may need to check what they contributed, what is still pending, and how the group reached its current balance. A consistent history helps everyone discuss the same numbers.

Contributions by member

Keep each person’s contributions tied to the group instead of scattered across personal notes.

Visible balances

Review the group and member balances when deciding what needs attention next.

History over time

Look back at past contributions and payouts when a member asks about an earlier cycle.

How to keep the record clear

  1. Create a groupBring the members into one shared savings space.
  2. Add contributionsRecord money received and review amounts that are still pending.
  3. Check before paying outCompare the member history and group balance before recording a payout.

Keep the group aligned

Agree on the contribution amount, dates, and payout rules with members first. Then update the record promptly so the digital view stays useful.

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