Sanchaya
Social finance for India's informal economy
Manage chit funds, group savings, shared expenses, Len-Den records, member balances, payouts, and reminders in one clear platform built for real-life Indian money groups.
Explore Sanchaya
Keep member, contribution, due, and payout records together for each chit cycle.
Learn about chit fund management →Give a family or community savings group a clearer record of who contributed and what is pending.
Learn about group savings →Record shared costs, see member balances, and keep repayment history in one group.
Learn about expense splitting →Sanchaya is a social finance platform for India's informal economy. It helps chit organizers, families, roommates, and community groups track contributions, shared expenses, member balances, repayments, and payment reminders without messy notebooks or confusing chats.
Whether you are running a chit fund, managing a college trip, sharing rent with roommates, or organizing community savings, Sanchaya keeps every contribution, split, payout, and repayment transparent.
The invisible daily problem
One social finance layer
Record money you lend or borrow, track partial repayments, and send relationship-friendly reminders.
Create collaborative money spaces for chit funds, committees, trips, roommates, families, events, and teams.
Create quick splits for dinners, rent, shopping, events, or one-day trips without losing the group context.
Give chit organizers a clear dashboard for members, payment history, reminders, and real-time balances.
Why different
Expense tracking only, payment only, manual chit notebooks, disconnected reminders, and no group context.
Chit fund records, group savings, expense splitting, smart reminders, member balances, and a future trust layer.
Product preview
Financial intelligence
Future vision
FAQ
A chit fund management app helps organizers record members, contributions, payouts, balances, and reminders so a savings group can run with clear digital records.
Sanchaya tracks group savings by recording contributions, member balances, shared expenses, payouts, settlements, and reminders in one shared view.
Sanchaya is designed to be simple and accessible for members. Organizer pricing and availability details will be shared closer to launch.
Create a group, add members, record the expense, and Sanchaya calculates who paid, who owes, and the simplest way to settle.
Yes. Sanchaya is built to help organizers track chit members, collections, dues, payouts, reminders, and history with cleaner records than spreadsheets or chat messages.
Choose the space that matches what you want to do today.
New to Sanchaya? Log in to see your savings groups, balances, expenses, and payment history in one place.
Log in to Sanchaya member appRecord payments, track member balances, manage reminders, and keep chit fund finances organized in real time.
Open Sanchaya organizer dashboard